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High
technology equipment quickly becomes outmoded and
obsolete. Financing this type of equipment offers
a low entry-level cost. Financing through Uraspan
further provides the freedom to upgrade or change
equipment when the need arises.
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Inflationary
price increases have priced certain assets virtually
beyond ownership possibilities. Uraspan can structure
financing payments to accommodate budgetary and cost
constraints.
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Since
rental is an expense, it is 100% tax deductible. Operating
rental agreements often do not require balance sheet
disclosure, and hence will not affect the financial
gearing of the company. In addition, it will have
a marginal impact on the return on assets managed
ratio.
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Financing
through Uraspan gives the user flexibility. Agreements
can be structured to best suit individual requirements
in terms of repayment periods and repayment structures.
Contract periods can further be tailored to suit the
useful life of user groups, asset types or individual
pieces of equipment.
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Credit
lines with other financial institutions remain unaffected
as funds are raised through Uraspans own securitisation
vehicles.
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Uraspan
finances deals from R50,000 to multi-million Rand
agreements and provides the option to include insurance
at very competitive rates.